Two statements are given below. They are Assertion (A) and Reason (R). Read both the statements and choose the correct option. Assertion (A) : Banks are not ready to lend money to certain borrowers. Reason (R) : Some people do not have collateral.
a.
(A) and (R) both are correct and (R) is the correct explanation of (A).
Correct Answer
b.
(A) and (R) both are correct, but (R) is not the correct explanation of (A).
c.
(A) is correct, but (R) is incorrect.
d.
(A) is incorrect, but (R) is correct.
Step-by-Step AI Explanation
Verified Method
Banks require collateral (assets like land, vehicles, or deposits) as security against loans. If a borrower lacks collateral, the bank cannot recover its funds in case of a default, making them unwilling to lend. Therefore, (R) correctly explains (A).
Q2mcq1 mark
On which of the following basis does the United Nations Development Programme (UNDP) publish the ‘Human Development Report’ ?
a.
Manufacturing, Infrastructure and Health
b.
Education, Health and Per Capita Income
Correct Answer
c.
National Income, Health and Banking
d.
Gross Domestic Product, Technology and Innovation
Step-by-Step AI Explanation
Verified Method
The Human Development Index (HDI) published by the UNDP compares countries based on the educational levels of the people, their health status (life expectancy), and per capita income.
Q3mcq1 mark
Which one of the following statements best describes the meaning of ‘Globalization’ ?
a.
Removal of tax barriers on trade
b.
Providing higher standard of living
c.
Process of rapid integration between countries
Correct Answer
d.
Taking special steps to attract foreign companies
Step-by-Step AI Explanation
Verified Method
Globalization is defined as the process of rapid integration or interconnection between countries, primarily through the movement of goods, services, investments, and technology.
Q4mcq1 mark
Two statements are given below. They are Assertion (A) and Reason (R). Read both the statements and choose the correct option.
Assertion (A) : No individual in India can legally refuse a payment made in rupees.
Reason (R) : In India the rupee is authorized by the State Governments.
a.
Both (A) and (R) are true and (R) is the correct explanation of (A).
b.
Both (A) and (R) are true, but (R) is not the correct explanation of (A).
c.
(A) is true, but (R) is false.
Correct Answer
d.
(A) is false, but (R) is true.
Step-by-Step AI Explanation
Verified Method
The rupee is the medium of exchange in India because it is authorized by the Reserve Bank of India (RBI) on behalf of the Central Government, not the State Governments. Thus, (A) is true, but (R) is false.
Q5mcq1 mark
Read the following situation regarding credit and identify the positive impact of credit.
Salim obtains credit to meet the working capital needs of production. The credit helps him to meet the ongoing expenses and complete production on time.
a.
The burden of credit will increase on Salim.
b.
Salim’s income will increase.
Correct Answer
c.
The production will decrease.
d.
Salim may get stuck in a debt trap.
Step-by-Step AI Explanation
Verified Method
When credit is used for productive purposes, such as working capital to complete production, it allows the producer to increase their business output, which leads to higher earnings and a positive economic outcome.
Q6mcq1 mark
Read the following characteristics of democracy and choose the correct option. I. Free and fair elections II. Equality before law III. Dignity of a person IV. Majority rule
a.
Only I, II and III are correct.
Correct Answer
b.
Only II, III and IV are correct.
c.
Only I, III and IV are correct.
d.
Only I, II and IV are correct.
Step-by-Step AI Explanation
Verified Method
Democracy ensures free and fair elections, equality before the law, and upholds the dignity of the individual. 'Majority rule' is a component, but democracy also requires the protection of minority rights; thus, the most accurate set encompassing the essential democratic values listed is I, II, and III.
Q7mcq1 mark
In which of the following regions was women representation the highest in their respective National Parliaments (2018) ?
a.
Nordic countries
Correct Answer
b.
America (North and South)
c.
Europe
d.
Asia
Step-by-Step AI Explanation
Verified Method
Data from 2018 indicates that Nordic countries (such as Sweden, Norway, Denmark, and Finland) consistently had the highest percentage of women representation in their national parliaments.
Q8mcq1 mark
Which one of the following countries has a two-party system ?
a.
China
b.
Pakistan
c.
United States of America
Correct Answer
d.
France
Step-by-Step AI Explanation
Verified Method
The United States of America is the classic example of a two-party system, dominated by the Democratic and Republican parties. China has a one-party system, while others often have multi-party systems.
Q9mcq1 mark
Two statements are given below. They are Assertion (A) and Reason (R). Read both the statements and choose the correct option. Assertion (A) : Modern democracy cannot function without political parties. Reason (R) : Elected representatives will be accountable only to their constituencies, not towards the country.
a.
(A) is true, but (R) is false.
Correct Answer
b.
(A) is false, but (R) is true.
c.
Both (A) and (R) are true and (R) is the correct explanation of (A).
d.
Both (A) and (R) are true, but (R) is not the correct explanation of (A).
Step-by-Step AI Explanation
Verified Method
Assertion (A) is true because political parties are essential for the functioning of a modern democracy to aggregate interests and form governments. Reason (R) is false because if representatives were only accountable to their constituencies, the country would lack national unity; political parties ensure that representatives are also accountable to national interests and their party's manifesto.
Q10mcq1 mark
In which one of the following institutions in India was a system of reservation for women made by amending the Constitution in 1992 ?
a.
Lok Sabha
b.
Rajya Sabha
c.
Legislative Council
d.
Panchayat
Correct Answer
Step-by-Step AI Explanation
Verified Method
The 73rd and 74th Constitutional Amendment Acts of 1992 introduced reservations for women in local self-government institutions (Panchayats and Municipalities), requiring at least one-third of all positions to be reserved for women.
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Read the arguments given in the favour of power sharing and choose the correct option. I. Reduces the likelihood of bias. II. Barricades the decision-making process. III. Accommodates diversities. IV. Increases the participation of people in power.
a.
Only I, II and III are correct.
b.
Only II, III and IV are correct.
c.
Only I, III and IV are correct.
d.
Only I, II and I
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Choose the correct option for the following States’ share (in percentage) in the production of ‘manganese’ in India from the highest to the lowest order.
a.
Madhya Pradesh, Maharashtra, Karnataka, Odisha
b.
Madhya Pradesh, Maharashtra, Odisha, Karnataka
c.
Maharashtra, Madhya Pradesh, Karnataka, Odisha
d.
Maharashtra, Odisha, Madhya Pradesh, Karnataka
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Arrange the following incidents in chronological order and choose the correct option. I. French Revolution II. Napoleon’s invasion of Italy III. Unification of Italy IV. Vienna Peace Treaty
a.
(A) I, II, IV, III
b.
(B) II, IV, I, III
c.
(C) II, III, I, IV
d.
(D) I, III, II, IV
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How did people belonging to different communities, regions or language groups develop a sense of collective belonging in the National Movement ? Explain with examples.
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The mission and the destiny of the French nation was to liberate the peoples of Europe. Support the statement in context of impact of French revolution.
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